Your insurance claim was denied. That's not always the final answer.

Why property insurance claims get denied

• The insurer classified damage as pre-existing or wear and tear
• The policy exclusion cited doesn’t actually apply to your loss
• Documentation was incomplete when the claim was filed
• The cause of loss was disputed (e.g., wind vs. flood)
• A deadline or notice requirement was missed or disputed
• The insurer’s inspection missed damage that supports coverage

Also dealing with a low offer instead of a denial?