Question 1

Does homeowners insurance cover all types of wind damage?

Accepted Answer

Most policies cover wind damage, but exclusions vary — particularly for flooding that accompanies wind events. We review your policy carefully and document what is clearly covered, which is often more than the insurer acknowledges.

Question 2

The wind knocked down my fence and damaged my shed. Is that covered?

Accepted Answer

Ancillary structures — fences, sheds, garages, pools — are typically covered under "other structures" in a standard homeowners policy, usually at 10% of dwelling coverage. Insurers often overlook these items.

Wind damage goes deeper than you can see.

What wind damage claims look like

What insurers routinely undervalue

Where We Work

Wind Damage Claims — FAQ